The Fastest Mortgage Lender in AmericaTM Trusted by Over 92,863 Families CALL 1-800-ASK-ZEUS

Getting the Right Financing,

is almost as important as getting the right property.

If you’re an investor who is interested in renting, rehabbing, or flipping then one of the most important things you have to consider is where you get your money. Why? Because without your ability to close on time or with the right terms, you are destined to fail. You don’t want to be an investor statistic! You have an opportunity to use the same resources as the most seasoned investors.

If you need 100% financing or money to rehab your investment properties while getting the lowest payment to maximize cash flow then apply now or call us. The next move is up to you. We can’t help you if we don’t hear from you!

Experienced investors know us for

  • 100% Funding of Total Project Costs
  • Close in 4 Days, and Not 4 Weeks
  • Guaranteed Funding of your Next Deal
  • Unlimited Investment Property Financing
  • No-Prepayment Penalties
  • Cash-Out Loans for Investment Properties
  • Fix-and-Flip (with renovation budget)
  • Fix-and-Hold (with 30 year terms)

Zeus Hard Money Loans

Zeus Hard Money is Fast, Flexible, and Reliable

Many times a great real estate deal doesn’t fit into the tidy little boxes on a conventional home loan form. You do have other choices. Hard Money loans are flexible and customized for your particular circumstance. Here are 5 examples of when Zeus Hard Money is a valuable financial tool:

  • ✓ The property doesn’t qualify for conventional financing? – No problem!
  • ✓ Income, assets, or credit don’t fall into traditional guidelines? – We like to say yes!
  • ✓ Need a really fast closing? – We can close a loan in as little as 72 hours!
  • ✓ Want to hold on to more of your cash for additional investing? – Little or no money may be needed at closing!
  • ✓ Need a down payment on a purchase but are waiting on a sale to be able to close? – We can help you bridge the gap!

There are many times when a conventional real estate lender is not the optimal choice for your home loan. When that’s the case, Zeus Hard Money is there for you.

Zeus
Hard Money
Typical
Hard Money
Private
Money
Close in 4 Days
Minimal Paperwork
Interest Rates Starting at 8.875%
No-Prepayment Penalty
Unlimited Loan Extensions
No Hidden Fees
Primary Resident Financing

LOW RATES & FEES

  • Customized rates and fees available
  • Role the costs and fees into your loan
  • Borrower up to 75% of the improved value (ARV)
  • Primary residence and investment properties

CUSTOMIZED LOANS

  • 6 to 60 month terms with interest only payments
  • Performing loans can be extended for a longer term
  • Loans available from $2,500 to $2,500,000
  • Full renovation/rehab budget included
  • Low or No Down Payment options available

WHO WE ARE

Zeus Hard Money is the only hard money lender in the United States specializing in bridge loans for homebuyers who desire custom-tailored loans, which address a variety of unique transactions involving property acquisition, refinancing, non-traditional borrowers, non-traditional property type/condition, and transactions requiring time-sensitive (fast) closings. Unlike private or typical hard money lenders, Zeus Hard Money makes the lending process quick, comfortable, and affordable.

WHAT WE DO

Zeus Hard Money provides short-term bridge loans for homebuyers who need speed and reliability in closing their transaction fast. Our bridge loans provide homebuyers with an easy submission process, fast underwriting, and quick closings, and are designed for homebuyers with special circumstances and special needs. We can fund a bridge loan in as little as 4 days. We are a direct lender with our own funding, so our funding decisions are not based on big bank bureaucracy.

About Zeus Hard Money

Zeus Hard Money is the fastest lender in the United States. Founded in 2004 and funded proportionately by institutional and private investors, Zeus Hard Money specializes in short-term, event driven or project driven, residential lending throughout Houston, Dallas, Ft. Worth, Austin, San Antonio, Texas and select states throughout the United States.

Zeus Hard Money has an exceptional reputation for funding short-term untraditional or asset based real estate transactions. An alternative to traditional bank lending, traditional hard money, or private money, Zeus Hard Money specializes in bridge loans and other private lending opportunities up to $2.5 million in size, secured by first and second lien interests in residential and commercial real estate.

The Zeus Hard Money non-bank lending platform allows for flexibility to structure custom-tailored loans, which address a variety of unique transactions involving property acquisition, refinancing, discounted home buying, rehab/renovation projects, transitional properties, non-traditional borrowers, fix-and-flip projects, fix-and-hold projects, transactional financing, gap financing, and transactions requiring time-sensitive (fast) closings.

WE SPECIALIZE IN

  • Quick Closings
  • Non-Traditional Borrowers
  • Distressed Sales
  • Fix-and-Flip Projects
  • Fix-and-Hold Projects
  • Transactional | Gap Financing
  • Foreclosure | Trustee Sales
  • Auctioned Properties
  • Probate Properties Needing Repairs
  • Neglected Properties
  • Permit Issues
  • Home Inspection Issues
  • Vandalized Properties
  • Abandoned Properties
  • Fire or Water Damage
  • Any Opportunistic Acquisitions

I Want to Borrow Money

There are several reasons why borrowers choose a hard money lender versus a private money lender or bank. Every borrower and every property is different. Zeus Hard Money does not utilize a one-size fits all approach, but we do remain steadfast to proven underwriting and collateral standards. Our guiding principle is to carefully balance opportunity with responsibility.

Our objective is to fully understand the circumstances and situation behind every transaction we underwrite, including the borrower’s requirements, the real estate asset, the exit strategy and more. Armed with all of the facts, we work with borrowers to explore tailored solutions, which enables us to structure loans that address the needs of each specific situation. Success has emerged from our straightforward approach and practical underwriting process that combines candid communication and responsive service. The end result? Transactions that are funded quickly and efficiently…and clients that are consistently satisfied.

UNDERSTANDING OUR PROCESS

Zeus Hard Money created a proprietary loan process that is both efficient and diligent in order to quickly and comfortably assists homebuyers throughout the fast paced loan process. The following is a general description of our underwriting and funding process. Understanding this process will help you stay informed throughout the process.

There are 4 reasons why a borrower uses Zeus Hard Money

Non-Traditional Borrower: Borrowers who have non-traditional income, non-traditional assets, or non-traditional credit are limited in their financing options.

Non-Traditional Property: A property that needs flooring, HVAC, or appliances will not qualify for traditional financing. This simple requirement requires many eager buyers to seek alternative financing options. Properties that require renovations for the optimal resale value don’t qualify for traditional financing. The real estate investor who wants the ugly house can either pay cash or use Zeus Hard Money.

Time Sensitive Closings: Distressed sales/purchases are common in real estate. Time sensitive and contingency closings are just as common. All of these scenarios require a quick closing. The average turn-time for a traditional purchase mortgage is 45 calendar days depending upon the market area. The average turn-time for a Zeus Hard Money purchase is 7 to 10 calendar days, but Zeus Hard Money can complete a loan, application to funding, within 72 hours when appropriate. We use decades of experience and proprietary systems and resources to expedite the closing process.

Stories: Traditional “inside the box” lending leaves no room for the story behind the circumstances. These stories can unveil fact patterns of liquidity, collateral, and opportunity. Like the single mother with poor credit and no income who is actually a widow of a slain police officer simply waiting for her new pension and life insurance proceeds or the retired executive with no reportable/taxable income with large assets and a perfect credit profile who seeks to invest in real estate but doesn’t qualify for a traditional mortgage. This is the number one reason why borrowers use Zeus Hard Money versus a bank.

HARD MONEY LOANS

All About Hard Money Loans

Better Than Hard Money

If you’re looking for a Real Estate Lender who specializes in investment properties, you have come to the right place. We encourage you to take our 3-Minute Pre-Approval so that we can collect some information that will help us provide you with the right lending solution.

At Zeus Hard Money, we specialize in lending for:

  • Loans requiring fast closings
  • Loans for investors who rehab, buy and flip, or buy and hold
  • Loans for properties or borrowers that do not qualify for traditional financing
  • Bridge loans

We want to ensure that you get the best loan for the lowest possible rate.

Hard Money Loan Frequently Asked Questions

Rehab Loans
Fix and Flip as well as Fix and Hold real estate investors in Houston, Dallas and other major cities look for ugly houses that need repairs. They can use hard money rehab loans to purchase the property and fund the rehab with their new loans.

Fix and Flip Lenders
Fix and Flip Lenders in Houston, Dallas and other cities provide funding for flippers, wholesalers, rehabbers, and fix and flip real estate investors. A Fix and Flip Lender in Houston will provide the purchase price of the property and the rehab costs to fix up the property all based on the After Repaired Value (ARV) of the home.

What is Hard Money
A loan with a hard real estate asset as collateral as well as hard terms is what is known as hard money or a hard money loan. Hard money lending is popular with real estate investors who want to rehab, fix and flip, fix and hold or be a landlord.

Is there a difference between Hard Money, Bridge Loans, and Private Money
There are multiple differences between hard money, bridge loans, and private money. The key differences are the terms (interest rate and fees), the flexibility, and the reliability.

Reliability:
Most hard money, private money, and bridge lenders are not licensed mortgage loan officers. A real estate investor has very little recourse against an unlicensed loan officer if they do not perform or if they steal a transaction from them by going directly to a seller. Another factor with reliability is getting repair draws in a timely fashion. It is very common for hard money and private money lenders to delay the funding of a draw in order to get more money from the borrower or to get more money themselves so they can afford the draw.

Terms:
Hard money, private money, and bridge lenders all charge more than Zeus Hard Money. Zeus Hard Money pricing is very similar to conventional lending in terms of interest rate and fees, but has the flexibility of private money and hard money.

Purchasing your First Real Estate Investment (rental, flip deal, etc.)
If you’re purchasing your first real estate investment property, then using hard money will provide you the cheapest interest rate and fees with the most reliability. If you’re a first time real estate investor in who is looking to rehab, flip or fix and flip, or be a landlord, it might be best to work with a reputable hard money lender that can help guide you through the process from purchase to rehab to sale.

Cheapest Hard Money Lender
Interest rate, prepayment penalty, points, and fees are all places where fees can be high or hidden for a real estate investor looking for the cheapest hard money. As the cheapest Hard Money lender, Zeus Hard Money, offers below market interest rates that are comparable to traditional bank loans and fees that are based on traditional factors such as credit score, cash reserves, and loan to value (LTV)/after repaired value (ARV).

Flipping Houses for Beginners
Being a flipper of houses as a real estate investor can be very profitable. Starting as a beginner has special challenges and beginner fix and flip, rehabbers, or flippers use the following tips to help guide them into a successfully closed and profitable transaction.

  • Do you homework, learn the basics, but don’t make a paralyzing career out of analysis.
  • Don’t allow good deals to get snapped up while you’re hunting for that perfect deal that’s “right around the corner.”
  • Assemble a team of experts you can trust: realtors, contractors, and a lender who specializes in real estate investment lending. They can help you avoid pitfalls so you can spend less time worrying, and more time doing.
  • When you need flexible, reliable, financing FAST, trust Zeus Hard Money to deliver.

How and When to use Hard Money Loans
How and when to use hard money or private money lending for your real estate investment is based on five main factors.

  • Time-Sensitive Closing requirements… we can close in 4 days! – You never have to lose a deal again because you ran out of time!
  • You have Non-Traditional Qualifications like non-traditional income, credit, or assets – We can approve any borrower!
  • You have a Non-Traditional Property that will not qualify for traditional financing – If they don’t like your property then we do!
  • You need a Bridge Loan for the down payment on a purchase while waiting on a sale to close – Contingency sales are too stressful!
  • You want to Keep More Cash…Buyers can bring little or no money to closing!

Crowdfunding for Real Estate Investors
Crowdfunding for real estate investors is a fast growing segment of financing. Similar to peer-to-peer lending and private lending, crowdfunding for new and experienced real estate investors offers a non-traditional financing option for rehabbers, fix and flip and buy and hold investors, including landlords. The benefits of crowdfunding for real estate investors include:

  • Bypassing the banks – Real Estate Investors can who want to finance their rehab, fix and hold, or fix and flip projects can get financing from a pool of investors eager to invest without all the hassle.
  • Forget searching for private lenders – they’re all waiting here for new projects to invest in.
  • Non-traditional properties and non-traditional lenders qualify
  • Technology and data-driven processes increase efficiency and gets your projects funded fast!

Hard Money loans for Real Estate Wholesalers
Hard money loans are available for real estate wholesalers. Wholesalers often use hard money loans to fund their own deals. Also, real estate wholesalers will investigate hard money, bridge loans, and fix and flip loans because they want to give options to their buyers. Wholesalers typically assign or sell the property contract to a buyer who either pays cash or borrows money from a hard money lender.

Zero Money Down Hard Money Loans
Hard money lenders offer loans to real estate investors that require zero or no money down. Obtaining a zero money down or no money down hard money loan is not as difficult as it sounds. Many real estate investors think finding a zero money down hard money loans is like finding a unicorn. A fix and flip investor or rehabber or even a buy and hold real estate investor can purchase properties using hard money loans and put absolutely no money down. They can purchase a property with no money down and then sell it for an infinite cash-on-cash rate of return. If they are a buy and hold investor or landlord then real estate investor can use a zero money down hard money loan to purchase a property, complete a rehab, and then convert it to a long term low interest rate loan with no money out of their pocket.

Attention Houston Investment Real Estate Lenders

It’s a great time for the Real Estate Investing business!

The secret most successful Real Estate Investors know is that the smartest way to optimize your own money is to use someone else’s. Why invest all of your own money on one project, when you can borrow from someone else and work on three at the same time? This is where you benefit from a knowledgeable and experienced Investment Real Estate Lender.

We encourage you to take our 3-Minute Pre-Approval Form so that we can collect some information that will help us provide you with the right lending solution.

Below are some articles with valuable information on Real Estate Investing and Real Estate Investment Lending. Please take some time to look them over and then give us a call!

What’s the Difference Between Houston Real Estate Lenders for Real Estate Investors?

Many times conventional lending is not the best option for real estate investors. Maybe the property doesn’t qualify, maybe the borrower’s income or credit is un-conventional, maybe the transaction has to happen in days…not months or they’ll lose the property, or maybe they want to hold on to more of their cash for additional investing. There are many times when a conventional real estate lender is not the optimal choice. So what are the options?

Hard Money – Hard Money loans are called that because they are based on “hard” assets (real estate), more than the qualifications of the borrower such as credit or ability to pay. Hard money loans are easy to find and relatively fast and easy to obtain. Hard money loans have higher interest rates and origination fees than conventional loans. This kind of lender typically considers foreclosure and resale of the properties part of their business.

Private Money – Private Money loans are just that…private. Often the lenders are a family or friends, maybe a business associate or referral. Private Money is often cheaper and more flexible than Hard Money, but not always. That said, Private Money Lenders have limitations and are much harder to find.

Zeus Hard Money – is the best of both worlds. Out Real Estate lending is based on a percentage of the After Repair Value (ARV), your repair budget is actually included in the loan. So far so good, but Zeus Hard Money also takes into consideration the qualification of the borrower in order to be able to offer the best possible terms. Zeus Hard Money is flexible and always offers choices. And fast! No real estate lender can close faster. In as little as 4 days!

Why Top Producers in Houston Use Real Estate Lenders like Zeus Hard Money

What do Top Producers have that the average realtor does not? Is it better marketing or better clients? No…Top Producers have a tool in their toolbox that others do not: Zeus Hard Money. So why use hard money lenders?

Keep More Cash

  • The difference between the purchase price and appraised value is considered part of the down payment, so your buyer can bring little or no money to closing

Non-Traditional Income, Assets, or Credit

  • Self-employed buyers with little taxable income, but large assets and great credit
  • Retired buyers with little taxable income, but large assets and great credit
  • Waiting on a new pension, insurance proceeds, or probate
  • Credit challenged buyers with large assets

Ugly Properties

  • Property that doesn’t qualify for traditional financing because it needs flooring, HVAC, toilet, inside doors, or appliances
  • Real estate investors who want ugly houses to remodel and sell for a profit

Time Sensitive/Contingency closings

  • Contingency sale fell through? Don’t let that kill your deal!
  • Need quick pre-approval and funding to impress a seller?
  • The average turn-time for traditional loans is 45 days. The average turn-time for Zeus Hard Money, Houston’s premier hard money Lender, is 7-10 days…but can be completed in as little as 4 days.

Tips for Real Estate Investors What are Real Estate Lenders in Houston Looking for?

Many of the most successful real estate investors use “other people’s money” (short-term interest-only loans) to purchase and rehab their projects. Then they pay back the loan when the sell the property, or refinance rental property into a conventional mortgage. This strategy gives them the ability to go about their business with less of their own money out of pocket.

Following are tips for being a strong borrower with Houston Real Estate Lenders.

Know the Property : Location, location, location. Is the property in an area that’s appreciating? How long are the homes in the area typically on the market? Was it a foreclosure that sat vacant for an extended time? Has it been vandalized? Is the plumbing and wiring present and in good shape. What about the roof? Is their moisture and mold? All these factors can impact the After Repair Value (ARV). The ARV will be an important component with Houston Real Estate Lenders.

Have a Handle on Repair/Rehab : Some investors do their own repairs, but many use contractors. Be sure you’ve selected contractors with good references and good credit references. Don’t go too far. Stay within the norm for the neighborhood. Get bids and then anticipate running over budget by about 10%-15%. If you don’t run over, all the more profit for you! Your repair estimate will be an important factor to Houston Real Estate Lenders when calculating your loan.

Be a Strong Borrower : While the value of the real estate asset is key to qualifying, other factors strongly influence the terms offered by Real Estate Lenders. To receive the very best terms, you need to show enough liquid cash reserves to repair the property and pay for your personal and investment-related expenses for 6 months. Your credit score is taken into account. The higher the credit score, the better your terms will be. In addition, if you are acquiring rental property, you will want to ensure that you can qualify to refinance into a long-term mortgage once the purchase and rehab are complete.

Documentation : Get your documents together in advance. Houston Real Estate Lenders will be interested in recent bank statements, pay stubs, tax returns, and ID. The more you show, the faster the process will be and the better your terms will be.

More questions about Zeus Hard Money and what Houston Real Estate Lenders are looking for? Give the experts at Zeus Hard Money a call. We Love Scenarios!

Real Estate Financing Which Option is Best for Me?

One of the oldest adages in investing goes something like, “Land is always a good investment because we can’t make more of it.” This still rings true today and is a great way for someone to diversify their portfolio without having to worry about the volatility of the stock market.

But how does one invest? The most successful Real Estate Investors will all tell you that utilizing financing as a means to optimize your own funds is the best way to go when it comes to purchasing a real estate investment property. But with so many options out there, how does an investor know which one is best?

1. Conventional Loan

A Conventional Loan is best for someone purchasing a home that is “turn-key” and does not need repairs. When qualifying for a Conventional Loan, the following are taken into account:

  • Credit Score
  • Income
  • Assets
  • Debt

Depending on the occupancy of the home, a buyer will need 3-25% as a down payment. These loans are regulated through Fannie Mae and Freddie Mac.

2. Portfolio Loan

Portfolio loans are typically niche products that allow people who do not qualify for Conventional Financing to obtain a loan. They tend to be balloon notes that are due within 5 to 15 years. They are a good option for some looking for longer term financing.

3. Hard Money Loan

Hard Money Loans are typically used by Real Estate Investors purchasing a distressed property in need of repair. By obtaining a loan off of the expected After Repair Value of the property, an investor can minimize the funds they would need to invest in the property. These loans are short term and can be refinanced into a Conventional Loan or a Portfolio Loan after the property has been repaired, or can be sold for immediate profit.

So how do you know which financing option works best for you? Contact the Real Estate Investment Specialist at Zeus Hard Money. We can analyze your scenario and find the right loan to fit your investment needs. We work with investors looking for both a quick “flip” and a long-term rental property, and we love scenarios!

What Investors Really Need to Know About Real Estate Lending

Real Estate market is booming right now. With the amount of jobs that are being created, now is a great time to get into the Real Estate Investing business! But many first time investors often wonder

“How?”

“How do I get started? And where does the money come from?”

The secret the most successful Real Estate Investors know is that the smartest way to optimize your own money is to use someone else’s. Why would you want to invest all of your own money on one project, when you can borrow from someone else and work on three at the same time? This is where an Investment Real Estate Lender comes into the picture!

By borrowing the funds needed to purchase and renovate a property, an investor can minimize their personal financial risk and maximize their profit. Instead of investing all $100,000 of your own funds into a Real Estate “Flip”, by borrowing money from an investment lending company such as Zeus Hard Money, a Real Estate Investor can turn a $10,000 investment into a $50,000 return!

So how does one get started in Real Estate Investing? Well the first thing to do is to call us here at Zeus Hard Money. We are a Lender that specializes in working with Investors and we love scenarios! We can show our clients just how much risk comes with their reward!

You Have a Choice When it Comes to Real Estate an Hard Money Lenders

Unless you have a rich uncle, there are basically 3 choices when it comes to financing your real estate investment project: cash, conventional bank loans, and Hard Money.

Let’s have a look at a simplified example. Let’s say you find a house with the purchase price of $50,000 and you think that after $15,000 in repairs, it will have an After Repair Value of about $100,000. How would that look?

  Hard Money Bank Mortgage Cash Purchase
Purchase Price $50,000 $50,000 $50,000
Repair Estimate $15,000 $15,000 $15,000
ARV $100,000 $100,000 $100,000
Loan Amount $65,000 (65% ARV) $40,000 (80% PP) $0
Down Payment $0 $10,000 $50,000
Closing Costs/Fees $7,000 $5,000 $1,000
Rehab Expense $0 $15,000 $15,000
Out of Pocket $7,000 $30,000 $66,000

It’s true, the fees and closing costs are a little more expensive with Hard Money, but if you want to hold on to more of your cash and use “other people’s money” instead of your own, the choice between Real Estate Lenders is pretty clear.

Questions? For more information about Hard Money or the choices you have among Real Estate Lenders, give the experts at Zeus Hard Money a call. We love scenarios!

Hard Money for a Primary Purchase??

Bridging the Gap to Permanent Financing
So why in the world would you ever want or need to use Hard Money to purchase a primary residence? Here’s a few simple examples:

You need to close FAST! – Zeus Hard Money can make it happen; sometimes in as few as 72 Hours! With a Hard Money Loan, you can quickly secure that dream home, and then begin the refinancing into a long-term loan almost immediately after closing.

Trouble qualifying? – Maybe you need a few more months of income to qualify. Maybe you need another year of Self Employed tax returns. A Hard Money Loan can bridge the gap. Client’s who have everything in place except for one small time-sensitive issue (such as foreclosure or bankruptcy seasoning) are perfect candidates for Hard Money.

What about property issues? – If there are foundation issues or maybe a stolen AC unit normal underwriting cannot approve it for a loan, regardless of a buyer’s willingness to fix. Hard Money bridges the gap and allows a client to purchase the home they want, fix it, and then refinance.

More questions about when Hard Money can save a home purchase? Give the experts at Zeus Hard Money a call. We Love Scenarios!

How to Get Started as a Real Estate Investor… “Just Do It!”

Actions Speak Louder than Words…He Who Hesitates is Lost…Seize the Day!

The thing about old sayings is that they are old and over-used for one good reason…they tend to be true.

Taking action in real estate investing is key. And yet opportunities are lost everyday simply through inaction. Why is that?

In a word, fear…fear of making mistakes. So, do you homework, learn the basics, but don’t make a paralyzing career out of analysis. And don’t allow good deals to get snapped up while you’re hunting for that perfect deal that’s right around the corner.

Assemble a team of experts you can trust: realtors, contractors, and a lender who specializes in real estate investment lending. They can help you avoid pitfalls so you can spend less time worrying, and more time doing.

You need to be prepared and you need to be nimble. And then, when you need flexible, reliable, financing FAST; trust Zeus Hard Money to deliver.

In the end, the surest way to fail is to do nothing at all. So partner with experts like Zeus Hard Money and… “Just Do It!”

Why Choose Hard Money?

Many clients often wonder what exactly Hard Money is. How is it different from Private Money? Why should I choose Zeus Hard Money?

Zeus Hard Money can best be described as the best of both Hard Money and Private Money. Hard Money is easy to get, but you pay for that ease. Private Money offers great terms, but it is very difficult to acquire. So Zeus Hard Money has decided to offer our clients an easier way to borrow money that won’t cost them an arm and a leg. We can offer clients low rates, with low fees, and close them fast. Sounds too good to be true…..but it isn’t! And that is the beauty of Zeus Hard Money – the relative ease of Hard Money with the financial benefits of Private Money. It’s the best of both worlds!

The Cheapest Hard Money Lender

Successful real estate investors come to realize the truth of what Jason Jennings and Laurence Houghton contend in their book: “It’s Not the Big That Eat the Small… It’s the Fast That Eat the Slow.”

In real estate investing, the truly great deals don’t stay on the market long. So when you find that great deal, you can’t afford to waste time. You need to take action quickly. And when you do, you need the kind of lender who specializes in streamlined processes and fast, reliable closings.

Zeus Hard Money is such a lender with an easy submission process, fast underwriting, quick closings and designed for homebuyers with special circumstances or special needs. We are a direct lender with our own funding, so our funding decisions are not based on big bank bureaucracy. We can fund a loan in as little as 72 hours.

Think quickly, take action, and Get on the Financing Fast Track!™

Welcome to Zeus Hard Money

Welcome to Zeus Hard Money, the fastest lender in the United States.

Founded in 2006 we are funded proportionately by institutional and private investors. Zeus Hard Money specializes in short-term, event-driven, or project-driven residential lending throughout the four major markets of Texas.

WE SPECIALIZE IN

  • Quick Closings
  • Non-Traditional Borrowers
  • Distressed Sales
  • Fix-and-Flip Projects
  • Fix-and-Hold Projects
  • Transactional | Gap Financing
  • Foreclosure | Trustee Sales
  • Auctioned Properties
  • Probate Properties Needing Repairs
  • Neglected Properties
  • Permit Issues
  • Home Inspection Issues
  • Vandalized Properties
  • Abandoned Properties
  • Fire or Water Damage
  • Any Opportunistic Acquisitions