Many times, a great real estate deal doesn’t fit into the tiny little boxes on a conventional loan form. At Zeus Hard Money, our objective is to fully understand the circumstances and situation behind every transaction, including the borrower’s requirements, the real estate asset, the exit strategy, and more. Armed with all of the facts, we tailor solutions that address the needs of each specific situation.
Here are a few instances when Zeus Hard Money is the best financial choice.
If you’re an investor interested in renting, rehabbing, or flipping, one of the most important things you have to consider is where you get your money. Why? Because without your ability to close on time or with the right terms, you are destined to fail. You don’t want to be an investor statistic! You have an opportunity to use the same resources as the most seasoned investors.
If you need 100% financing or money to rehab your investment properties while getting the lowest payment to maximize cash flow, then apply now or call us. The next move is up to you. We can’t help you if we don’t hear from you!APPLY NOW
Many times, a great real estate deal doesn’t fit into the tidy little boxes on a conventional home-loan form. You do have other choices. Hard Money loans are flexible and customized for your particular circumstance. Here are five examples of times when Zeus Hard Money is a valuable financial tool:
There are many times when a conventional real estate lender is not the optimal choice for your home loan.
When that’s the case, Zeus Hard Money is there for you.
Zeus Hard Money is the only hard money lender in the United States specializing in bridge loans for homebuyers who desire custom-tailored loans. These loans address a variety of unique transactions involving property acquisition, refinancing, non-traditional borrowers, non-traditional property type/condition as well as transactions requiring time-sensitive (fast) closings. Unlike private or typical hard money lenders, Zeus Hard Money makes the lending process quick, comfortable, and affordable.CALL US TODAY!
Zeus Hard Money provides short-term bridge loans for homebuyers who need speed and reliability in closing their transaction fast. Our bridge loans provide homebuyers with an easy submission process, fast underwriting, and quick closings, and are designed for homebuyers with special circumstances and special needs. We can fund a bridge loan in as little as four days. We are a direct lender with our own funding, so our funding decisions are not based on big bank bureaucracy.CALL US TODAY!
Zeus Hard Money is the fastest lender in the United States. Founded in 2004 and funded proportionately by institutional and private investors, Zeus Hard Money specializes in short-term, event-driven or project-driven residential lending throughout Houston, Dallas, Fort Worth, Austin, San Antonio, and select other regions throughout the United States.
Zeus Hard Money has an exceptional reputation for funding short-term, untraditional, or asset-based real estate transactions. An alternative to traditional bank lending, traditional hard money, or private money, Zeus Hard Money specializes in bridge loans and other private lending opportunities up to $2.5 million in size, secured by first and second lien interests in residential and commercial real estate.
The Zeus Hard Money non-bank lending platform allows for flexibility to structure custom-tailored loans, which address a variety of unique transactions involving property acquisition, refinancing, discounted home buying, rehab/renovation projects, transitional properties, non-traditional borrowers, fix-and-flip projects, fix-and-hold projects, transactional financing, gap financing, and transactions requiring time-sensitive (fast) closings.CALL US TODAY!
We have an exceptional reputation for turning problems into opportunities. We specialize in funding short-term, non-traditional, or asset-based real estate projects.
There are several reasons why borrowers choose a hard money lender versus a private money lender or bank. Every borrower and every property is different. Zeus Hard Money does not utilize a one-size fits all approach, but we do remain steadfast to proven underwriting and collateral standards. Our guiding principle is to carefully balance opportunity with responsibility.TM
Our objective is to fully understand the circumstances and situation behind every transaction we underwrite, including the borrower’s requirements, the real estate asset, the exit strategy, and more. Armed with all the facts, we work with borrowers to explore tailored solutions, enabling us to structure loans that address the needs of each specific situation. Success comes from our straightforward approach and practical underwriting process combining candid communication and responsive service. The end result? Transactions that are funded quickly and efficiently—and clients that are consistently satisfied.START BORROWING!
Zeus Hard Money created a proprietary loan process that is both efficient and diligent in order to quickly and comfortably assist homebuyers
throughout the fast-paced loan process. The following is a step-by-step description of our underwriting and funding process.
Understanding this process will help you stay informed throughout the process.
If you’re looking for a real estate lender who specializes in investment properties, you’ve come to the right place. We encourage you to complete our 3-Minute Pre-Approval so that we can collect the information that will help us provide you with the right lending solution.
We want to ensure that you get the best loan for the lowest possible rate.APPLY NOW!
-What are Rehab Loans?
Fix and Flip as well as Fix and Hold real estate investors in Houston, Dallas and other major cities look for ugly houses that need repairs. They can use hard money rehab loans to purchase the property and fund the rehab with their new loans.
+What are Fix and Flip Lenders?
Fix and Flip Lenders in Houston, Dallas and other cities provide funding for flippers, wholesalers, rehabbers, and fix and flip real estate investors. A Fix and Flip Lender in Houston will provide the purchase price of the property and the rehab costs to fix up the property all based on the After Repaired Value (ARV) of the home.
+What is Hard Money?
A loan with a hard real estate asset as collateral as well as hard terms is what is known as hard money or a hard money loan. Hard money lending is popular with real estate investors who want to rehab, fix and flip, fix and hold or be a landlord. Is there a difference between Hard Money, Bridge Loans, and Private Money? There are multiple differences between hard money, bridge loans, and private money. The key differences are the terms (interest rate and fees), the flexibility, and the reliability.
+Is Hard Money Reliable?
Most hard money, private money, and bridge lenders are not licensed mortgage loan officers. A real estate investor has very little recourse against an unlicensed loan officer if they do not perform or if they steal a transaction from them by going directly to a seller. Another factor with reliability is getting repair draws in a timely fashion. It is very common for hard money and private money lenders to delay the funding of a draw in order to get more money from the borrower or to get more money themselves so they can afford the draw.
Terms: Hard money, private money, and bridge lenders all charge more than Zeus Hard Money. Zeus Hard Money pricing is very similar to conventional lending in terms of interest rate and fees, but has the flexibility of private money and hard money.
+Purchasing your First Real Estate Investment (rental, flip deal, etc.)
If you’re purchasing your first real estate investment property, then using hard money will provide you the cheapest interest rate and fees with the most reliability. If you’re a first time real estate investor in who is looking to rehab, flip or fix and flip, or be a landlord, it might be best to work with a reputable hard money lender that can help guide you through the process from purchase to rehab to sale.
+Is Hard Money Good for Purchasing My First Real Estate Investment Property?
If you’re purchasing your first real estate investment property, then using hard money will provide you the cheapest interest rate and fees with the most reliability. If you’re a first time real estate investor who is looking to rehab, flip or fix and flip, or be a landlord, it might be best to work with a reputable hard money lender that can help guide you through the process from purchase to rehab to sale.
+Is Zeus Hard Money the Cheapest Hard Money Lender?
Interest rate, prepayment penalty, points, and fees are all places where fees can be high or hidden for a real estate investor looking for the cheapest hard money. As the cheapest Hard Money lender, Zeus Hard Money, offers below market interest rates that are comparable to traditional bank loans and fees that are based on traditional factors such as credit score, cash reserves, and loan to value (LTV)/after repaired value (ARV).
+How Do I Start Flipping Houses?
Being a flipper of houses as a real estate investor can be very profitable. Starting as a beginner has special challenges and beginner fix and flip, rehabbers, or flippers use the following tips to help guide them into a successfully closed and profitable transaction.
• Do you homework, learn the basics, but don’t make a paralyzing career out of analysis.
• Don’t allow good deals to get snapped up while you’re hunting for that perfect deal that’s “right around the corner.”
• Assemble a team of experts you can trust: realtors, contractors, and a lender who specializes in real estate investment lending. They can help you avoid pitfalls so you can spend less time worrying, and more time doing.
• When you need flexible, reliable, financing FAST, trust Zeus Hard Money to deliver.
+How and When Can I Use Hard Money Loans?
How and when to use hard money or private money lending for your real estate investment is based on five main factors.
• Time-Sensitive Closing requirements… we can close in 4 days! – You never have to lose a deal again because you ran out of time!
• You have Non-Traditional Qualifications like non-traditional income, credit, or assets – We can approve any borrower!
• You have a Non-Traditional Property that will not qualify for traditional financing – If they don’t like your property then we do!
• You need a Bridge Loan for the down payment on a purchase while waiting on a sale to close – Contingency sales are too stressful!
• You want to Keep More Cash…Buyers can bring little or no money to closing!
+What is Crowdfunding for Real Estate Investors?
Crowdfunding for real estate investors is a fast growing segment of financing. Similar to peer-to-peer lending and private lending, crowdfunding for new and experienced real estate investors offers a non-traditional financing option for rehabbers, fix and flip and buy and hold investors, including landlords. The benefits of crowdfunding for real estate investors include:
• Bypassing the banks – Real Estate Investors can who want to finance their rehab, fix and hold, or fix and flip projects can get financing from a pool of investors eager to invest without all the hassle.
• Forget searching for private lenders – they’re all waiting here for new projects to invest in.
• Non-traditional properties and non-traditional lenders qualify
• Technology and data-driven processes increase efficiency and gets your projects funded fast!
+Do You Offer Hard Money Loans for Real Estate Wholesalers?
Hard money loans are available for real estate wholesalers. Wholesalers often use hard money loans to fund their own deals. Also, real estate wholesalers will investigate hard money, bridge loans, and fix and flip loans because they want to give options to their buyers. Wholesalers typically assign or sell the property contract to a buyer who either pays cash or borrows money from a hard money lender.
+Do Hard Money Loans Require a Down Payment?
Hard money lenders offer loans to real estate investors that require zero or no money down. Obtaining a zero money down or no money down hard money loan is not as difficult as it sounds. Many real estate investors think finding a zero money down hard money loans is like finding a unicorn. A fix and flip investor or rehabber or even a buy and hold real estate investor can purchase properties using hard money loans and put absolutely no money down. They can purchase a property with no money down and then sell it for an infinite cash-on-cash rate of return. If they are a buy and hold investor or landlord then real estate investor can use a zero money down hard money loan to purchase a property, complete a rehab, and then convert it to a long term low interest rate loan with no money out of their pocket.