Mark Steven Cook is a well-established ‘financial solutions architect’ and a generous humanitarian. He specialises in both real estate lending and real estate investing. He has over 30 years of real estate industry experience and has personally been involved in hundreds of fix and flip transactions, as well as conventional home loans. Currently, he is […]
It’s a question we’ve received time and again since the COVID-19 pandemic began: Is now a good time to get a home loan or mortgage? Unfortunately, there’s no one, single answer that applies to everyone! Every potential borrower has a different set of circumstances, including credit score, financial assets, income, and other factors. For most […]
Have you paid your property taxes yet? Once your county posts the taxes, the money is officially due, but the payment is not considered late until after January 31. If your property taxes are past due—or worse, you’re not able to pay—the consequences could get unpleasant. Your taxing district could place a tax lien against […]
The first question is probably “Why do we invest our money at all? Why not hide it under the mattress?” The answer is that we invest in order to have enough money to live on when we are no longer capable of or want to work. These funds must be sufficient to overcome the effects […]
Real estate crowdfunding rose to prominence in the investment world with amazing quickness, and with its historic rise has come a number of myths perpetrated by skeptical and misinformed people who don’t quite understand what has happened. How can real estate crowdfunding offer investors nearly limitless investment opportunities in an industry that was once reserved […]
Traditionally, banks and other real estate financing institutions offer customers a loan-to-value (LTV) ratio: the amount of money you’re borrowing as a percentage of your home’s current value. For a purchase, LTV is based on the sales price of the home, unless the home appraises for less than its purchase price. When this happens, a […]